Welcome to Creative Pension Consultants, Inc.!

Since 1989, our professionals have provided companies just like yours, with recordkeeping, administration, and actuarial services for their retirement plans.

Creative Pension Consultants, Inc. provides services to more than 500 clients ranging in size from one to about five hundred employees. We are proud of our reputation for providing efficient, accurate, and affordable services to our clients.

Please explore our website to learn more about our company and the services we have to offer. You'll see from our qualifications that we are equipped to handle your needs.

Don't forget to visit our online newsletter library which is a comprehensive resource for qualified retirement plan information. A new newsletter is added to the library every other month keeping you abreast of legislative and administrative issues. Please bookmark our site and visit us again soon.

Our Company Philosophy

Creative Pension Consultants, Inc. is a local, independent third party pension plan administration firm based in Albany, New York.  We are firmly committed to being the best local, independent pension plan design and administration firm in the area. We work with our clients to design the best possible plan and administer that plan in the most accurate, timely and reliable way possible. Most of our plans are fully customized to fit the specific needs of the client, and we’re always looking for ways to improve them when there are changes in the law, employer demographics, or management goals.

We utilize an unbundled approach to plan administration. With this approach, the client is able to select an investment product totally independent of the plan administration.  This results in a much higher level of service and a more successful plan. We partner with several major providers of 401(k) products including American Funds, Great West, ING, John Hancock, Nationwide, and Transamerica. Each of these programs has distinct advantages and disadvantages. We work with each client and their financial advisor to select the program which best fits their needs.